SBI offers an FD rates of around 3.00% to 6.50% to general citizens and 4.00% to 7.50% for senior citizens. Check FD Interest Rates for all tenures for normal & senior citizens.
SBI FD Interest Rates December 2025
SBI Interest Rates on Retail Domestic Term Deposits (Below Rs. 3 crore)
| General Public | Senior Citizen | |||
|---|---|---|---|---|
| Tenors | Existing Rates for Public w.e.f. 15/05/2024 | Revised Rates for Public w.e.f. 15/06/2024 | Existing Rates for Senior Citizen w.e.f. 15/05/2024 | Revised Rates for Senior Citizen w.e.f. 15/06/2024 |
| 7 days to 45 days | 3.50 | 3.50 | 4.00 | 4.00 |
| 46 days to 179 days | 5.50 | 5.50 | 6.00 | 6.00 |
| 180 days to 210 days | 6.00 | 6.25 | 6.50 | 6.75 |
| 211 days to less than 1 year | 6.25 | 6.50 | 6.75 | 7.00 |
| 1 Year to less than 2 years | 6.80 | 6.80 | 7.30 | 7.30 |
| 2 years to less than 3 years | 7.00 | 7.00 | 7.50 | 7.50 |
| 3 years to less than 5 years | 6.75 | 6.75 | 7.25 | 7.25 |
| 5 years and up to 10 years | 6.50 | 6.50 | 7.50* | 7.50* |
*Including additional premium of 50 bps under ”SBI We-care” deposit scheme.
“The specific tenor scheme of “400 days” (Amrit Kalash) at Rate of Interest of 7.10 % w.e.f. 12- April- 2023. Senior Citizens are eligible for rate of interest of 7.60%. The Scheme will be valid till 31st March 2025.”
“The specific tenor scheme of “444 days” (Amrit Vrishti) at Rate of Interest 7.25 % is effective from 15th July 2024 and Senior Citizens are offered a Rate of interest 7.75%. The Scheme will be valid till 31st March 2025”
SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at 10 bps below Card Rate for Retail deposits.
Sarvottam (Non-Callable) Domestic Retail Term Deposits (above ₹1 crore to less than ₹3 crores) (Pre-Mature Payment not allowed):
• 30 bps over card rate for tenor 1 year
• 40 bps over card rate for tenor 2 years
Interest Rates on Domestic Bulk Term Deposits (Rs. 3 Crores and above)
| General Public | Senior Citizen | |||
|---|---|---|---|---|
| Tenors | Existing Rates for Public w.e.f. 15/05/2024 | Revised Rates for Public w.e.f. 15/06/2024 | Existing Rates for Senior Citizen w.e.f. 15/05/2024 | Revised Rates for Senior Citizen w.e.f. 15/06/2024 |
| 7 days to 45 days | 5.25 | 5.25 | 5.75 | 5.75 |
| 46 days to 179 days | 6.25 | 6.25 | 6.75 | 6.75 |
| 180 days to 210 days | 6.60 | 6.60 | 7.10 | 7.10 |
| 211 days to less than 1 year | 6.75 | 6.75 | 7.25 | 7.25 |
| 1 Year to less than 2 years | 7.00 | 7.00 | 7.50 | 7.50 |
| 2 years to less than 3 years | 7.00 | 7.00 | 7.50 | 7.50 |
| 3 years to less than 5 years | 6.25 | 6.50 | 6.75 | 7.00 |
| 5 years and up to 10 years | 6.00 | 6.25 | 6.50 | 6.75 |
SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at 10 bps below Card Rate for Bulk deposits.
Other Term and conditions as applicable
Link for details:https://bank.sbi/web/interest-rates/sarvottam-domestic-term-deposit
