Anyone can apply for a Bajaj Finserv EMI Network Card either online or offline. Here’s a step-by-step guide for both methods:
1. Online Application Process:
Visit the Bajaj Finserv website: Go to the official Bajaj Finserv website and look for the “Insta EMI Card” or “EMI Network Card” section.
Fill in the application form: Enter your mobile number and follow the on-screen instructions.
Provide necessary details: You’ll need to provide basic information like your name, date of birth, PAN, and address.
Verify your KYC: You can usually verify your KYC using your Aadhaar card or DigiLocker.
Check your eligibility: The system will assess your eligibility and provide you with a pre-approved loan offer.
Pay the joining fee: A one-time joining fee is typically applicable.
Activate the card: Complete the e-mandate process by linking your bank account to authorize automatic EMI deductions.
2. In-Store Application:
Visit a partner store: You can apply for the card at any of the Bajaj Finserv partner stores, such as electronics stores, furniture stores, or other retail outlets.
Choose the product: Select the product you wish to purchase.
Inform the store representative: Tell the store representative that you want to finance the purchase using a Bajaj Finserv EMI card.
Provide necessary details: The store representative will guide you through the application process and collect the required information.
Complete the application: Once the application is processed, you can proceed with the purchase.
Eligibility Criteria for Bajaj Emi Card:
You must be an Indian citizen.
You should fall within the age group of 21 to 65 years.
You need to have a stable source of income.
Key Requirements
- Documents Needed: PAN card, Aadhaar card, a canceled cheque, and passport-size photos.
- Age Criteria: 21–60 years.
- Credit Score: A good credit score is often beneficial.
Benefits of the Bajaj EMI Card
- No-cost EMI on a wide range of products.
- Pre-approved loan amount.
- Flexible repayment tenures (up to 24 months).
Let us know if you need assistance during the process!
